Output by minute 75
A 10–12 slide deck with a ranked action plan, one cash-flow table, one debt strategy, emergency fund target, insurance/tax notes, and case-specific advice.
- 0–8 min: extract facts. List income, liquid cash, debt balances/APRs/payments, retirement benefits, insurance, tax refund pattern, goals, constraints, and missing data.
- 8–18 min: build the household snapshot. Calculate monthly gross/net income, fixed obligations, liquid cash runway, debt pressure, employer match gaps, and risk gaps.
- 18–30 min: rank priorities. Use the order: minimum payments/current bills, high-interest debt, emergency fund, employer match/HSA, insurance gaps, retirement/education, then lifestyle goals.
- 30–45 min: create the recommendation table. For each action, state what to do now, why, dollar impact, and time frame.
- 45–58 min: write case-specific tips. Add 3–5 details tied to the exact family: immigration/banking, caregiving, inherited stock, early retirement, high deductible plan, student loans, 529s, or car replacement.
- 58–68 min: assemble slides. Use the slide order page. Put the decision summary near the front, not the end.
- 68–75 min: proof and assign speaking roles. Check every recommendation maps to debt, savings, insurance, taxes, or a stated family goal.